🏦 Mortgage & Financing Calculators

Investment property mortgage, down payment, closing costs, affordability, refinance, home equity, and loan-to-value calculators.

Rental Property Mortgage Calculator

Calculate your monthly mortgage payment, total amount paid, and total interest for a rental property loan based on loan amount, interest rate, and term.

Down Payment Calculator

Calculate the required down payment for a property based on purchase price and loan type — conventional, FHA, or VA — with minimum down payment requirements.

Closing Costs Calculator

Estimate total closing costs for a real estate purchase including origination fees, appraisal, title insurance, recording fees, and transfer taxes.

Mortgage Affordability Calculator

Calculate how much home you can afford based on your income, existing debts, down payment, and the maximum debt-to-income ratio lenders allow.

Refinance Calculator

Determine if refinancing your mortgage makes sense by comparing old and new payments, monthly savings, and how long it takes to break even on closing costs.

Home Equity Calculator

Calculate your current home equity, equity percentage, and how much you could borrow through a HELOC or home equity loan based on 80% LTV limits.

Loan-to-Value Calculator

Calculate the loan-to-value (LTV) ratio for your property and determine whether private mortgage insurance (PMI) is required based on the 80% threshold.